Frequently
Asked Questions about Workers' Compensation Laws Question:
The injury that occurred was my employer's fault. Can I sue my employer
for my pain and suffering? Answer: Generally, law prohibits employees
from suing their employers for damages, beyond the economic benefits
provided by workers' compensation. However, you may be able to take
legal action against the manufacturer of a defective product or against
an individual (other than a co-worker) who caused the injury. If you
have questions about your potential legal claims, you should talk
with a workers' compensation lawyer.
Question: I believe that my injury resulted from
a violation of my civil rights. Can I sue my employer in this situation? Answer: Perhaps you can. In the workers' compensation
law, there are exceptions to the general rule that prevent an individual
from seeking non-economic damages from an employer. One exception
is a civil rights violation; another is an injury that directly results
from an intentional act by the employer. If you feel that one of these
exceptions applies to you, talk with a workers' compensation
lawyer about your potential legal claims.
Question: I was injured while on my way into work.
Am I eligible for workers' compensation benefits? Answer: Workers' compensation usually does not apply
to one who is traveling to and from the place of employment. However,
once a worker is on the employer's property, workers' compensation
insurance may cover an injury.
It is important to note that employees who must travel to perform
work assignments are covered by workers' compensation benefits if
they are hurt on the job. For example, a person who is injured after
leaving the worksite to make a delivery or attend a meeting at another
location may qualify for workers' compensation, because the trip was
an essential part of his or her job assignment. On the other hand,
workers' compensation may not cover an injury, if the employee was
hurt while making a side-trip to handle purely personal business.
If you have questions about coverage in this situation, talk with
a workers' compensation lawyer.
Question: My co-worker and I were goofing around
when I was injured. Am I still entitled to make a claim for workers'
compensation benefits? Answer: courts traditionally recognize that
employees may engage in a certain amount of "horseplay."
In most cases, this would still qualify an individual for workers'
compensation benefits. However, each case must be evaluated separately,
based on the specific circumstances. A worker who engaged in serious
willful or intentional misconduct may lose the right to workers compensation
benefits.
Question: My employer offered me a different type
of job, but I feel that it is beneath my previous pre-injury position.
Do I have to accept the position? Answer: workers' compensation law requires
injured employees to accept a position offered by their own employers
(or other employment sources), if the new job is within their qualifications
and training, and any medical restrictions. When the new job pays
less than the previous position, the worker should receive partial
wage loss benefits, to cover part of the difference between the individual's
previous and current earnings.
Question: Can I choose my own doctor when I am getting treatment for
my work-related injury?
Answer: For the first 10 days after a work-related injury, the employer
has the right to choose the treating doctor. However, after 10 days,
the law allows you to select your own doctor and other medical care
providers, as long as you select qualified medical professionals and
notify your employer of your intentions. If you or a loved one has
suffered a workplace injury, it is important to talk with a workers'
compensation lawyer with experience in worker's compensation law.
The Law Offices of Samuel I. Bernstein, our personal injury and workers'
compensation law firm, has championed the cause of seriously injured
victims for three generations(Author)